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See a worked example of how our costs are calculated.


Learn how we calculate small personal loans for quick cash
Apply NowContact Us![]() | Loan Amount | $300 Minimum | $2,000 Maximum |
![]() | Terms | 12 months Minimum | 12 months Maximum |
![]() | Costs | Up to 20% establishment fee + monthly fee up to 4% | Max comparison rate between $300 & $2000 is 199.43% |
Loan Amount of $1,000 over 6 months repayable weekly (25 weekly repayments)
$1,000 (Principle Amount)
+ $200 (Establishment Fee)
+ $240 (reducing interest)
= $1,440 total repayable over 6 months with weekly instalments of $57.60.
Warning This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Further Information For more information about the allowable fees and charges for SACCs & MACCs visit the Moneysmart Website.

Learn how we calculate medium personal loans for quick cash
Apply NowContact Us![]() | Loan Amount | $2,001 Minimum | $4,600 Maximum |
![]() | Terms | 13 months Minimum | 24 months Maximum |
![]() | Costs | Annual Percentage Rate (APR) is 48% Comparison Rate is 67.41% P.A | Fees and charges are payable |
Loan Amount of $3,000 over 18 months repayable weekly (78 weekly repayments)
$3,000 (Principle Amount)
+ $400 (Establishment Fee)
+ $1,379.06 (reducing interest)
= $4,779.06 total repayable over 18 months
with weekly instalments of $61.27
Warning This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Further Information For more information about the allowable fees and charges for SACCs & MACCs visit the Moneysmart Website.

Learn how we calculate small personal loans for quick cash
Apply NowContact Us![]() | Loan Amount | $5,000 Minimum | $30,000 Maximum |
![]() | Terms | 13 months Minimum | 24 months Maximum |
![]() | Costs | APR is 21.24% Maximum Comparison Rate is 48% P.A | Fees and charges are payable |
Loan Amount of $30,000 over 24 months repayable weekly (104 weekly repayments)
$30,000 (Principle Amount)
+ $5,577.12 (reducing interest)
= $15,577.12 total repayable over 24 months with weekly instalments of $149.78
Warning This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Further Information For more information about the allowable fees and charges for SACCs & MACCs visit the Moneysmart Website.